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Closing out the year

December 23rd, 2009 at 03:50 am

Wow....I have fallen off the blogging wagon. I logged in to update my accomplishments on the 2009 goals - where did 2009 go?!?

I have to say we did EXCELLENT. We beat our goals on 2 of our debts - they are both completely gone as of last Friday!! Wahoo!!! The only thing I didn't do was make Lifetime at Weight Watchers. I am resolved to put myself on my priority list moving forward and I start a new WW session on January 6. I only have 18 pounds to go to make it to my goal and to hit lifetime.

I need to start thinking about 2010 goal publishing. I'll want to keep the emergency fund maintained, 15% to 401(k)and ultimately, pay off this last $26K on my Federal Student Loan. If we could do all we did this year, we can have hope of being debt free by this time next year.

Merry Christmas everyone!!

Updated Progress

March 18th, 2009 at 10:21 pm

I updated my debt tracking in the side bar area...everything is on track though my goal for the year on the car loan seems far away. I did receive my bonus last week so I made a big additional payment to the car loan and will pay the rest of my bonus (down to the penny!) to that debt next week. I'll be so excited to update again by the end of the month.

We've been doing pretty good with snowflaking this month as well, mostly finding money consistently in the gas budget. I haven't done as well on squeezing money out of the grocery budget as we've been feeding 2 extra people (brother & sister) a couple times a week.

I also just put together the budget for April. I budgeted very frugally for spring/summer clothes & shoes for the family during that month. I find a lot of good stuff for my son at thrift/consignment shops, but between Garanimals at Target and $4 sales at Target & Kohl's, I can sometimes do just as well buying new.

I've been addicted to walmart.com lately - I purchased a jersey dress with birthday money and found a pair of black dress pants for $5. The site to store feature is nice. I go back to work next Thursday, and my body has a way to go, so I've been pulling together work clothes. I borrowed a couple of dresses from my sister as well. It's so great that she lives here now - we even have the same shoe size! I also used the walmart.com photo service to order birth announcements for under $10 - I thought that was pretty good for 30 custom photo announcements with envelopes.

--Chrissy

March Goals & A Road Trip

March 1st, 2009 at 01:36 am

I'm spending my Saturday night preparing for a spontaneous trip to Michigan! We talked about going to see our family during my maternity leave and made the decision late Thursday night. We're leaving in the late afternoon Monday and will drive into the night, stay in a hotel (I'll post if we get our favorite hotel in Kentucky for $25 on priceline) and finish the trip Tuesday morning.

Today is the last day of February and Baby #2 is 1 month old! Hubby did a photo shoot this afternoon and I'm planning on ordering about 25 birth announcements from walmart.com (33-cents each) since that costs less than me handmaking them.

And since March begins tomorrow (where is 2009 going??!!), here are some goals for the month:
1. Send bonus check to debt.
2. Find $50 in snowflakes this month to send to debt.
3. Continue my good progress on Weight Watchers and lose 5 additional pounds.
4. Exercise consistently at least 3 days per week.

.............................

February accomplishments:
- We accumulated $73 in snowflakes for debt
- To date we have paid off 27% of our total debt

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To remind us to be intense on paying off our debt I was silly and created a paper chain. I wrote each month from February 2009-March 2011 on the links and strung it up on the refrigerator. I look forward to watching that chain shrink!! If we pay things off faster I'll remove links from the pay off end and on the last day of each month I'll remove that month's link - today I ripped of February 2009!

The cool thing is that as we've had company at our house they ask about the chain and it gives us an opportunity to explain what we're doing. People really understand when we tell them how many rings would be up there if we weren't so aggressive to keep it to those 24 months we're up against.

Back at 'em

February 22nd, 2009 at 01:55 am

Wow! It's been a few weeks (ok, almost 2 months!) - I had my baby 3 weeks ago, so that's been keeping me busy and away, but I'm back.

I've updated the sidebars to show our latest progress. Snowflaking hasn't been going as well as it did in December, but we're going to get refocused there.

We've also been looking at minivans over the last week and a half - we have all the money saved up for that, just looking for the right car for us.

I plan to be back on here more regularly with some more interesting things to share. I also anticipate being able to send our giant debt snowball (we've accumulated it since December, just waiting to make sure baby's arrival wasn't going to require those funds in addition to what we'd already allocated for that) AND my bonus to our debts. That will be a great day!

I also need to add a weight loss ticker - I'm doing Weight Watchers on my own for now (rejoining when I go back to work at the end of March)...I have a ways to go Smile

I did our taxes 2 weeks ago so that's out of the way. Also, I am so thankful that I had a really good review at my job before I went on maternity leave and I will be getting both a good raise and a bonus this year - something we can't take for granted.

Gee, this post is everywhere!